Infrastructure economics
Stripe Fees in 2026: What You Actually Pay
Stripe's US rate in 2026 is 2.9% + $0.30 per online card charge with no monthly fee, but the flat 30-cent fee and five add-on meters (international +1.5%, currency conversion +1%, instant payouts 1.5%, disputes $15, Billing 0.7%) push most businesses to an effective 3.2% to 13%. Your real rate is a function of your average order value and how you get paid.
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